social_pension

hktkzyx_toolbox.finance.social_pension

hktkzyx_toolbox.finance.social_pension.cal_fundamental_pension(social_mean_salary, salary_factor, accumulated_years) -> ndarray

计算基础养老金

Parameters:

Name	Type	Description	Default
social_mean_salary	array_like of float	社会平均工资	required
salary_factor	array_like of float	缴费指数	required
accumulated_years	array_like of int	缴费年限	required

Examples:

320.0

hktkzyx_toolbox.finance.social_pension.cal_personal_pension(balance, retire_age) -> ndarray

计算个人养老金

Parameters:

Name	Type	Description	Default
balance	array_like of float	养老金个人账户余额	required
retire_age	array_like of int	退休年龄	required

Examples:

10.0

hktkzyx_toolbox.finance.social_pension.cal_predicted_personal_balance(current_balance: float, current_age: int, retire_age: int, payments, predicted_rates) -> float

预测退休时个人账户余额

Parameters:

Name	Type	Description	Default
current_balance	float	上年度末个人账户余额	required
current_age	int	上年度末年龄	required
retire_age	int	退休年龄	required
payments	float or (N, ) array_like of float	预期个人账户年缴费额。 N 等于 retire_age - current_age。	required
predicted_rates	float or (N, ) array_like of float	预期个人账户记账利率。N 等于 retire_age - current_age。	required

Examples:

5427.083333333333

hktkzyx_toolbox.finance.social_pension.get_predicted_salary_factor(current_salary_factor: float, current_accumulated_years: int, salaries, social_mean_salaries, predicted_years: Optional[int] = None) -> float

预测退休时平均工资指数

Parameters:

Name	Type	Description	Default
current_salary_factor	float	上年度末个人账户余额	required
current_accumulated_years	int	上年度末累计缴费年限	required
salaries	float or (N, ) array_like of float	预期个人账户缴费基数。	required
social_mean_salaries	float or (N, ) array_like of float	预期社会平均工资。	required
predicted_years	Optional[int]	预期还需缴费年数。	None

Examples:

2.0

hktkzyx_toolbox.finance.social_pension.query_collection_months(retire_age) -> ndarray

获取计发月份

Parameters:

Name	Type	Description	Default
retire_age	array_like of int	退休年龄	required

Examples:

array(233)